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UAD 3.6 Policy Exception Request for Freddie Mac-approved Sellers

This policy exception request must be completed by a representative of the Freddie Mac-approved Seller that is authorized to enter into binding contracts; acknowledging the Seller is not ready to meet the Uniform Appraisal Dataset (UAD) 3.6 November 2, 2026 mandate. Sellers receiving a temporary policy exception may continue to submit to the Uniform Collateral Data Portal® (UCDP®) through May 19, 2027, and resubmission of UAD 2.6 appraisal reports through June 27, 2027

Below are the dates related to the UAD 3.6 policy exception period and retirement of UAD 2.6:

Policy Exception Period Timeline

Prior to November 2, 2026: Sellers that will not meet the UAD 3.6 mandate by November 2, 2026 must request a policy exception from each applicable GSE.
November 2, 2026 – February 28, 2027: Appraisal reports may be submitted to UCDP.
March 1, 2027 – May 19, 2027 (Reduced Functionality Period): UAD 2.6 appraisal reports may be submitted to UCDP, however, for these appraisal reports, the collateral risk score returned by Freddie Mac’s Loan Collateral Advisor^® will be “99”, and the loans secured by these appraisal reports will not be eligible for collateral representation and warranty (R&W) relief for value. Sellers are strongly encouraged to implement UAD 3.6 prior to March 1, 2027, to avoid potential impacts to their business and processes.
May 20, 2027: Mandatory use of UAD 3.6.

UAD 2.6 Pipeline Revision Period Timeline

May 20, 2027 – June 27, 2027: Initial appraisal report submissions to UCDP must use UAD 3.6. Use of UAD 2.6 will be permitted only on resubmissions of previously submitted UAD 2.6 appraisal reports. Submission of a new UAD 2.6 appraisal will result in an unsuccessful status in UCDP and a Fatal feedback message will appear in the Summary Submission Report (SSR).
June 28, 2027: Retirement of UAD 2.6. No UAD 2.6 appraisal reports will be processed.

If you are a representative of the Freddie Mac-approved Seller that is authorized to enter into binding contracts and would like to request the UAD 3.6 policy exception, please complete the following:

Seller Information

Seller (Company) Name *

Seller/Servicer Number(s) *

Questions

Please provide the following information about your UAD 3.6 final implementation plan:

Date you plan to be fully transitioned to UAD 3.6 (MM/DD/YYYY) *

Describe how you plan to fully transition to UAD 3.6 (please include any details/dates about phased rollout approach, training/education plan for staff and any special circumstances to account for in your appraisal process): *

Select the potential issue(s) or obstacle(s) that are preventing your full transition to UAD 3.6. For each selected item, please provide additional details, including vendors used. Submission of this form is your company’s commitment to resolving each selected readiness issue by the end of the policy exception period.

Check all that apply *

Loan Origination System (LOS) readiness

Appraisal Management Company (AMC) readiness

Appraiser readiness

Appraisal ordering/vendor management platform readiness

Internal readiness (technology, operations, organizational prioritization, etc.)

Other

If you have no additional details to provide for one of these issues/obstacles, please type NA.

LOS readiness *

AMC readiness *

Appraiser readiness *

Appraisal ordering/vendor management platform *

Internal readiness *

Other *

Describe how Freddie Mac could help with your transition to UAD 3.6. *

Freddie Mac’s grant of a conditional policy exception to your November 2, 2026, UAD 3.6 compliance deadline will be captured in the below revised contractual terms. Please review the terms, to which you’re agreeing.

Revised Contractual Terms

Notwithstanding the November 2, 2026, effective date for UAD 3.6 announced in Guide Bulletin 2025-7, between November 3, 2026 and May 19, 2027 (i.e., the “Policy Exception Period”), the Seller identified above may continue to submit appraisal reports that use UAD 2.6 in accordance with the UAD 2.6 requirements in effect immediately prior to November 2, 2026.

Please read the certification and agreement below:

Certification and Agreement
* You must read, certify and agree to the following.

As a duly authorized representative of the Seller identified above, I hereby certify, represent and warrant to Freddie Mac and agree that: (i) as set forth in the description supplied above, I commit to a final implementation plan, including with vendor(s) and appraisers, to fully execute on transition to UAD 3.6 by the end of the Policy Exception Period; (ii) I acknowledge this is a one-time policy exception that will not be extended; (iii) I am authorized to acknowledge receipt of and hereby agree to the revised contractual terms set forth above; (iv) the revised contractual terms are part of Seller’s "Purchase Documents" as that term is defined in the Freddie Mac Single-Family Seller/Servicer Guide (the "Guide"); (v) capitalized terms not defined herein have the meaning ascribed to such terms in the Guide; (vi) by clicking on "I Agree" below, I intend to be bound by such act, which constitutes my Electronic signature acknowledging receipt of and agreement to the revised contractual terms on behalf of Seller, and (vii) my Electronic signature shall be as binding, valid, and enforceable as my original written signature on a paper original of the such revised contractual terms.

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Authorized Representative Name *

Authorized Representative Title *

Authorized Representative email address *

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Seller Information

QuestionsPlease provide the following information about your UAD 3.6 final implementation plan:

Revised Contractual Terms

Please read the certification and agreement below:

Questions

Please provide the following information about your UAD 3.6 final implementation plan: